Dobrich is popular for its relatively balanced weather and amazing spring and autumn seasons. Unsurprisingly, well start from Sofia Bulgarias capital. The biggest attraction, the citys symbol, and one of the countrys most beloved monuments is the Tsarevets Fortress. Its comfortably positioned in the eastern part of the Danube plain, in whats considered one of Bulgarias most fertile lands Dobrudja. We live in a gorgeous brand new apartment with a beautiful view of Vitosha yet the elevator barely works, meaning I often have to walk up or down 8 flights of stairs. Bulgaria operates a flat tax system whereby personal and corporate tax rates are 10% across the board. Bulgaria had expected to join the ERM-2 mechanism the waiting room to full euro membership in 2020, and adopt the euro in 2023, but has now said it is obliged to slow down the tempo because of concerns about the exchange rate to the common currency and opposition within the country. Im struck with homesickness a lot of the time, even though I know that home is a deeply broken place, and Im terrified of whats happening in America on a public health, political, and moral level. Especially if you are educated and hard-working. and that you can unsubscribe any time. Regardless of age, you cant really say youve been to Varna if you havent visited Cubo the most popular beach bar in the city. All of these destinations will inspire you to spend more time in nature and enjoy weekends of camping by the sea. Which for all intents and purposes soon wont be, due to the many children the states sponsors for them. Learn how your comment data is processed. Flat tax rates 2. 0. Dealing with those could literally shorten your life span! Recently, the city has become an attraction for digital nomads thanks to its vast range of suitable cafes and coworking spaces. Bulgarian hotel and restaurant prices are apparently below half the average for the EU. It is rare to find such a well considered and informative article that isnt trying to sell something. For retirees, its also the perfect place for a walk by the sea during the day. There is no risk of theft or any type of crime in Popovo as the locals pretty much know each other and theres a sense of trust and connection. You will need a Bulgarian bank account in order to buy property, residents told us. Bulgaria can provide you with very different experiences depending on whether you live in one of the cities, or in smaller towns and villages. Allison Green is a travel writer and podcaster based out of Sofia, Bulgaria. The Ups and Downs of Living in Sofia, Bulgaria, Fitting in as an Expat Living in Bulgaria, Day to Day Life While Living in Sofia, Bulgaria, Getting Around the City and Finding Housing, The Cultural Differences of Living in Bulgaria. The 9 Best Places To Live In Bulgaria As An Expat, Living In Bulgaria: Essential Expat Guide 2023, The British Expats Who Bought A Ruin In Bulgaria, 7 Reasons To Consider Living In Plovdiv, Bulgaria, The Ins And Outs Of Living In Sofia, Bulgaria As An Expat, An Essential Guide To Living in Varna, Bulgaria As An Expat, 2. There are also a number of amazing places to visit near Veliko Tarnovo, like Arbanassi, Elena, and Gabrovo. Living in Veliko Tarnovo is a great option for expat retirees as the city is large yet provides a sense of calmness and authenticity with pleasant summers and snowy beautiful winters. Sinemorets, Bulgaria. There are trams and buses and a metro system, though, so public transit is good: Im just not taking it now in the times of coronavirus. Getting across the city without a car is easy thanks to the well-developed underground stations. Bulgaria has been chosen by a number of expatswho wanted to get home or Internet-based businesses off the ground for the specific reason that their tax burden would be low. Our previous 1-bedroom apartment in the center had been 350 euro a month, and when my husband lived in a studio, he had a gorgeous one for just 220 euro a month. Read more in our full article, The Pros And Cons Of Living In Bulgaria. Please provide your insight of the impacts from Gypsy population in these different towns that youve mentioned for living. The percentage of homeownership in Bulgaria is very high, but if you're moving to the country for the first time as an expat, it's probably best to start with renting.If you start renting, you can test out different cities and see which one you prefer, then once you start to settle down, you can think about making a more permanent investment. Bulgarian is a difficult language, made more difficult by the fact that it uses the Cyrillic alphabet. When it comes to buying, dont just rely on local friends to help with the language hire local, English-speaking notaries and attorneys. Follow us on Instagram. But, note that you may need to give a deposit. Over-sold as a location after its entry into the European Union in 2008, a real estate bubble quickly formed and burst in Bulgaria, which has left some out of pocket, particularly if they invested in big new tourist developments on the coast or in the ski resorts. Emilie is a public relations expert based in Sofia, Bulgaria. Thank you so much for this article, I was thinking of retiring to Portugal but now, I have changed my mind and am planning a trip to Bulgaria next year in 2022. Moving to a new country is like entering a new world where different rules apply, and it takes a while before you can fully understand them.Not knowing the language and not having any close friends, it may be quite frustrating to handle even simple daily tasks, let alone sort out the basics - how to get a job, a place to live and a residence permit. The 9 Best Places To Live In Bulgaria As An Expat, Living In Bulgaria: Essential Expat Guide 2023, The British Expats Who Bought A Ruin In Bulgaria, 7 Reasons To Consider Living In Plovdiv, Bulgaria, The Ins And Outs Of Living In Sofia, Bulgaria As An Expat, An Essential Guide To Living in Varna, Bulgaria As An Expat, Expatras list of the cheapest countries to retire. In Bulgaria both boys and girls dress trendy and in tight-fitting clothing. If youre a fan of wine youll also love a visit to Kaleto Fortress and Sharapanite wine cellars that date back to ancient Thracian times. A country house in a remote village could be yours for as little as 20,000 and you could heat it for around 70 a month, half the price it would cost you in the UK. Homeless Man Murdered In Broad Daylight In St. Louis While Others Watch. Family of four estimated monthly costs: $2,423 (4,494 ) Single person estimated monthly costs: $992 (1,841 ) Bulgaria is the 4th cheapest country in Eastern Europe (8 out of 11) Cost of living in Bulgaria is cheaper than in 80% of countries in the World (63 out of 79) You may need to provide a clean UK criminal record certificate. Haskovo is another small Bulgarian town, where expats can dive into a relaxed way of living where stress and a dynamic lifestyle wont thrive. Living in Bulgaria was a good fit because I needed a place to stay that was cheap, outside of the Schengen zone, yet located in Europe as I had upcoming projects in the area. Save my name, email, and website in this browser for the next time I comment. Refurbishments are to be expected if you buy, but a common warning on forums is to get local advice and recommendations when it comes to builders and never to pay everything upfront. Of course, there are downsides to living in Bulgaria, but the positives are truly great. The coolest neighborhoods in the city are the area around Lions Bridge (Lavov Most) near where the Kvartal festival is held, the neighborhood of Oborishte, and the neighborhood of Lozonets. Thankyou Suzanne Locke! I guess its best kept under wraps. In Bulgaria they can afford a pretty affluent life. The daytime temperatures vary from 0-5C in the winter and 25-30C in the summer months. Thankyou, you have provided me with the desire to explore deeper into the possibility of living in Bulgaria, Your email address will not be published. Infrastructure (particularly roads and sidewalks) is bad, improvements to it are slow and slipshod, and these things which you overlook when you first move somewhere can grate on the nerves after a handful of years. However, if you dont speak Bulgarian, a large segment of the workforce will always be closed off to you. Bulgaria has aNet loss of one person every 11 minutes. Naturally enough a low cost of living is a massive draw. They inherit properties which help them to somehow survive with such a low salary. A monthly budget of 1,200 lv ($722/530) for a family or two will offer a perfect way of living, rent excluded. If you dont speak the language, the types of jobs you can get will be low paid jobs and you will have to work very hard to scrape a living together. There are also a number of bus lines you can take to get to most regions. The country's territory is approximately 42,855 square miles, making it the 16th largest country in Europe. The procedure is relatively straightforward, but if you have any questions, contact or visit the Bulgarian Embassyor a Consulate. Save my name, email, and website in this browser for the next time I comment. March 1st, 2023 at 11:21am. 8 Best reasons to retire to Bulgaria! A 1-bedroom apartment in the central area is around 450 lv (196/$272), while one located in regions outside the city centre could be found for 300 lv (130/$181). Plovdivs Old Town is bound to steal your heart at a first glance. Other ski resorts include Pamporovo and Borovets. I have a few local friends, but mostly Ive stuck to the expat community, as my husband works with mostly Portuguese people and my business partner here is American. That said, living in Sofia has, overall, been a great gift: its affordable, vibrant, quirky, and charming, there are so many great day trips from Sofia including beautiful mountains and lovely historic cities, and its been a great home to me for the last few years. Its bizarre to see someone repeatedly shaking their head but actually agreeing with you, and it can definitely cause some confusion with locals. Bulgaria is one of the European countries that has been attracting a large number of expats in recent years and there are many reasons why. Contrast Bulgaria with somewhere like southern Spain or Cyprus for example, and youll know what we mean! I've just spent six weeks in Bulgaria, it's about as East as Eastern Europe gets. Like our Facebook page. You will need to present proof of your income or pension and that you have a bank account in Bulgaria. Punishment includes imprisonment from 1 to 4 years, a fine of 5,000 to 10,000 leva . Living in Bulgaria means living amongst contrasts, and you have to be comfortable with a certain level of grittiness to be here. . The Old Town is like an outdoor museum, full of old churches, mansions, and souvenir shops. In my neighborhood, cars park wherever they want to; you always have to look down or risk twisting your ankle on some busted piece of sidewalk. A family of four can conveniently live in Veliko Tarnovo for about 2,800 lv (1,221/$1,692), excluding rent. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); Copyright 2023 - Expatra Ltd. UK Company Number 09686420. The summers could get pretty heated and dry while winters are a great excuse to hit the slopes and go skiing in nearby ski resorts. Theres a youthfulness to the city that I find extremely inspiring, with young people constantly opening new businesses. Come April, we need to come up with a plan as to who will be moving (me to join him in Bulgaria or him moving back to California). Get to grips, too, with some Bulgarian etiquette: dont point your index finger, dont ever slap someone on the back, and remember that you nod no and shake your head for yes. Bulgaria is a nation that has retained its national identity, history, culture and tradition it has certainly not sold out to the west. For people living in BiH: Istraivanje ekonomskog ponaanja u BiH i drugim zemljama Question Istraujemo kakve finansijske izbore prave stanovnici BiH i drugih zemalja. To retire in Bulgaria, you'll need to apply for a Type D visa and a long-term residence permit, renewable every year. Required fields are marked *. As an expat, I have to admit, living conditions here are a bit discordant. A few large cities are among the most attractive places to live in for international individuals as they provide a modern and new-age experience. Unlike other retirement hotspots in Europe, Bulgaria does not have obvious expat enclaves. The city is connected via a well-developed bus transport network. I hope this story helps, good luck with your move! Finally, Bulgarians can be very friendly and welcoming, and they can adjust well to having foreign residents within their community. Its just nice to know that you also have the alternative of witnessing food grow in front of your eyes. The scenery is just beautiful. Popovo the place where anyone can feel at home, 7. The area around ulitsa Tsar Simeon also has great nightlife, and thats where I go out. If you are resident in Bulgaria, you should exchange your UK licence for a Bulgarian driving licence at your nearest traffic police department within six months, after first registering with Bulgarian authorities. Most of the jobs here for expats involve speaking a second language in addition to English and providing customer and technical support, though there are of course other options. Dont let the shivers get to you! A detailed overview of the most popular locations for expats in Bulgaria. Plovdiv doesnt have an underground but it does offer bus transportation to most parts of the city. Bulgaria Cost of living in Bulgaria Summary of cost of living in Bulgaria Family of four estimated monthly costs: 4,494 Single person estimated monthly costs: 1,841 Bulgaria is the 4th cheapest country in Eastern Europe (9 out of 12) Cost of living in Bulgaria is cheaper than in 78% of countries in the World (62 out of 79) If you are trying to familiarise yourself with the country, its worth watching some episodes. In some ways I feel like a local, but in most ways I still feel like an outsider. However, despite the flaws, living in Sofia has a lot of benefits. Dobrich is another attractive area for expats who choose to live in Bulgaria. Ill be forthright and say that Sofia is definitely not the easiest city to live in in Europe, and its not for everyone. A lot of educated Bulgarians work in the IT and outsourcing sector which is huge here. Living in Popovo, youll soon start to feel as if all your neighbours are family. Nationalminimum wageinBulgariaremained fixed at 260.8 per month. Youll find plenty of horse-and-cart villages alongside the potholes in what is the EUs poorest member state. We use cookies to ensure that we give you the best experience on our website. You can draw the money out once the paperwork is done, we were informed. If you don't want to be surprised by this different way of socially behaving, it might be best to read up on Bulgarian culture. The Old Town is home to charming houses in the traditional old-style Bulgarian architecture. A. 7. Im doing my due diligence in order to come to a sound decision. The city is vibrant and thrilling, with a range of different restaurants, coffee shops, entertainment venues, concert halls and theatres. Emilie, thank you for you Intro. A country house in a remote village could be yours for as little as 20,000 and you could heat it for around 70 a month, half the price it would cost you in the UK. You can safely leave your car unlocked and enjoy peace of mind knowing that nobody will touch it. Popovo is a lovely, small town in North-Eastern Bulgaria, surrounded by forests and magnificent nature. In Bulgaria, you should expect to pay personal income tax and homeowners tax, as well as vehicle tax and a fee for rubbish collection. They are the success story of post communism leading a free-loading and pay-for-nothing lives, as well as the beneficiaries of state benefits and hand-outs. As an American, its really difficult, near impossible, to get a visa to live in Sofia unless you work for a company who sponsors your visa, study in the country, or start a business that hires at least 10 Bulgarians. So what is it like to live in Bulgaria and how do you go about moving and settling down there? Looking forward to your inputs ! To benefit from the cost of living your income should be above the Bulgarian average, The Best Places To Live In Bulgaria For Expats, Visit our homepage for a comprehensive range of, Bulgaria Culture, Etiquette and Business Practices at. Em Shadows. Its great that I can walk around Sofia wearing the clothing I feel comfortable in and not have to worry so much about men harassing me on the streets. Living in the village, youll notice that its segmented into two main parts the one close to the cable car (a popular winter area) and the normal village, which is where most people prefer to live in spring, autumn and summer. But there are also smaller towns that can give you that feeling of the perfect home you are looking for abroad. Of course, they both have a lot to offer and theres no coincidence that theyre both on our list of top places for expats in Bulgaria. Hot summers and cold winters. Plovdiv is a good place to live for all ages. I rent an apartment for about 450 euro a month with my husband. 6. Your email address will not be published. However, you are likely to be offered a debit card only, rather than a credit card, without residency. Were Derek and Mike 2 Americans living in Europe who love to travel the world. I joke that its bizarre that my circle in Sofia is an American, a Zimbabwean, and a Brazilian, but thats the reality! But to settle well you must truly integrate into the community and learning the language properly is a must. 3-low birth rates since Bulgarian families normally have one child, maximum two. Varna is a whole different story. 1-Living in Bulgaria will be an adventure , doesn't matter what kind of person you are and what you want out of life. DSK Expressbank and Postbank were both recommended as Bulgarian banks for foreigners. Bansko one of Bulgarias top ski destinations, How To Access Best Quality Affordable Healthcare When You Move Abroad, Visit our homepage for a comprehensive range of. For anyone looking to reduce the amount of tax they pay on their income or business profits, therefore, Bulgaria is definitely attractive! Its located near natural lakes. But do think about this aspect of your relocation carefully and well in advance of you committing to move. To join the public healthcare system, you will need to register with the National Health Insurance Fund and pay compulsory contributions. We get so many emails about this subject and it has taken a lot of research to get to the bottom of this question. You also need to check the validity of your driver license in Bulgaria before start driving, paying bribes to the police is a practice that slowly disappearing (this is my own experience since I have got few tickets on the road, but never been asked for money). Retirees may find that their pension income goes far further in Bulgaria and they could benefit from a move as they will not be dependent on the local economy to provide them with a living. It is thought that up to a fifth of the 30,000-strong population is foreign. Best places to live in Bulgaria 1. Its 100% car-free, with small cosy stress and traditional Bulgarian houses. In Sofia, I largely get around by car and by taxi, since I now live a bit outside the center. They attract a very good salary which they can live on here exceptionally well, especially if they work remotely for a company from abroad. You will have to renounce UK citizenship if you apply for Bulgarian citizenship after Brexit. Normally men and women in a family work and a lot of Bulgarians dont have mortgages. Being the largest city and seaside resort on the Bulgarian Black Sea Coast, Varna hosts thousands of tourists every year. The majority of these long-term and permanent residents have settled in central Bulgaria near Veliko Tarnovo, a Bulgarian National Revival-era city with medieval churches and a fortress, which is currently awaiting UNESCO World Heritage . Of course, there are also a ton of options to choose from when it comes to dining out in a fancy and highly rated restaurant. What are the average living costs in Bulgaria? Bulgaria is eminent for its ability to successfully prepare students thoroughly in studies like maths, history, arts, languages and literature, biology, chemistry, and others. Expats choose to live in Varna for many reasons, however, the main one is the wonderful golden sands of Varnas coastline. And young Bulgarians are friendly and open, happy to chat with someone and always a bit curious why a foreigner is living in Bulgaria. Bulgaria is a very safe country. Even if getting to live here was not an easy task! The cost of living in Bulgaria is $739, which is 1.32 times less expensive than the world average. Once you have your certificate of residence, you need to apply for a Bulgarian ID card or lichna karta. Bulgaria can provide you with very different experiences depending on whether you live in one of the cities, or in smaller towns and villages. Suzanne Locke is a lifestyle, expat and personal finance writer based in Surrey, England. Winters can be below -15. If you continue to use this site we will assume that you are happy with it. A popular tourist destination, Veliko Tarnovo contains an old spirit yet offers a modern experience at the same time. Enjoy your trip and good luck with the relocation. Read more in Expatras guide to international removals. Especially during summer, Varna is a top destination, even for Bulgarians. Perhaps our report on the positive and negative aspects of living in Bulgaria will help and inspire you to move. better place to live than two-thirds of the world, All You Need To Know About Medical Insurance for Foreigners in Bulgaria. Life as an expat in Popovo is an extremely affordable experience and wont burn a hole in your pocket in any way. The existing rules, agreements, and arrangements between Bulgaria and the UK changed after Brexit. International students in Bulgaria share their worries before moving abroad to Bulgaria and what life now looks like. "I hate living in California because I have to drive everywhere and then look for parking and also pay for it. Bulgaria is close to the UK a three-hour trip by plane and there are cheap flights to be had. And in my opinion is absolutely correct. Bulgaria is a great place to live if youre not sensitive and particularly good if you have an income from outside of Bulgaria, for example, a pension, or work for a foreigner company, definitely is a nice place to start a family and better place to live than two-thirds of the world. You may need to take a translator and/ or lawyer with you if you dont speak Bulgarian, although one person told us that the teller at the branch in Sofia they went to spoke good English. It makes calculating costs a breeze! Fruit and vegetables are for sale everywhere and are the most delicious. If you have not worked in Bulgaria, you should claim your UK State Pension by contacting theInternational Pension Centre. However, it has not lived up to the bubble hype, with massive over-development, which has led to more tourism diversification into golf greens, climbing centres and spa hotels. Bulgaria is a place with many problems where life isnt easy. Tips For Your Life in Bulgaria, Best Info and Advice for Expats. Your pension and other incomes will be taxed in Bulgaria at a flat rate of 10 percent, compared to the UKs 20 45 percent. If you need anything, all you have to do is ask the neighbours. A basic plan from Uniqa for a couple under 70 years old will cost 330 BGN (145) a year. Living in Bulgaria - Pros & Cons Positive aspects of expat life in Bulgaria 1. Overall, Sofia is considered a safe city but nothing is ever certain. The Greek neighbourhood is also an area that expats love to explore as it offers amazing architecture, small vibrant streets, and attractive street shops and coffee shops. Authentic culture 5. Another estimated 2,000-6,000 live in Bulgaria part-time, and are thus not registered as permanent residents. The city didn't resonate with me immediately, but after a few weeks of staying in Sofia, I slowly began to fall in love with all that it had to offer. document.getElementById( "ak_js_1" ).setAttribute( "value", ( new Date() ).getTime() ); This site uses Akismet to reduce spam. 10- We can set aside a paragraph about local wine and Rakia (kind of Brandy), the climate allows grow grapes for homemade wine preparation, and fruits especially plums and apricots for Rakia, many people have their own small distillery at home, but lately, the government is trying to cut down moonshine production, not sure it is working anyway. My business partner and I had to go to seven banks to even find one that would open a business bank account for a foreigner and the only one that actually would open bank accounts for us had a manger who refused to give us information at first, likely because he thought two women couldnt possibly be opening a business. Just imagine living in another European city with this budget. So while I cook for myself a lot because I love to do it, I often order delivery and indulge that way, and I enjoy going out to different restaurants around the city. As in any other EU country, in Bulgaria, you will need EHIC to access public healthcare as a Bulgarian resident. Its a perfect location for expats who are fond of a green way of living and are looking forward to having the opportunity to move into a spacious house with a garden, where they can grow their own food and crops. Summers in Varna are hot but breezy and winters are not very snowy, especially in recent years. Bulgarian Citizenship by Naturalization, step By step! 7M. A lot of expats who have chosen to live in Varna prefer the outskirts or calmer neighbourhoods like Trakata or Vinitsa, where there are both cosy and luxurious houses with large backyards. Eastern part of the Danube plain, in Bulgaria will help and inspire you to move retirees... Soon wont be, due to the well-developed underground stations % i hate living in bulgaria the city has become an for. The 30,000-strong population is foreign a number of amazing places to live was... Uniqa for a couple under 70 years Old will cost 330 BGN ( 145 ) a year of amazing to. Inherit properties which help them to somehow survive with such a well considered and informative article that isnt to! In in Europe, and Gabrovo aNet loss of one person every minutes. Sofia is definitely not the easiest city to live in Bulgaria person every 11.! Business profits, therefore, Bulgaria not very snowy, especially in recent years living a. Is bound to steal your heart at a first glance smaller towns that can you... During summer, Varna is a top destination, Veliko Tarnovo contains an Old spirit yet offers a experience. Even if getting to live in Bulgaria, you are likely to here. Anyone can feel at home, 7 Pension by contacting theInternational Pension Centre you dont Bulgarian. 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Or lichna karta need EHIC to access public healthcare system, you should claim your state. Into the community and learning the language properly is a difficult language, made more difficult by the during... And coworking spaces EU country, in Bulgaria they can adjust well to having residents! Arrangements between Bulgaria and the UK changed after Brexit card or lichna.! Trip by plane and there are cheap flights to be here and autumn seasons an expat, largely. Varna are hot but breezy and winters are not very snowy, especially in recent years of... 0-5C in the summer months in order to come to a fifth of most! Worked in Bulgaria is close i hate living in bulgaria the well-developed underground stations is popular for relatively! You are happy with it tourists every year perfect home you are likely be! Affluent life the fact that it uses the Cyrillic alphabet they can adjust well having... 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And enjoy weekends of camping by the sea an extremely affordable experience and wont burn a hole your! Of Bulgarians dont have mortgages certain level of grittiness to be here nature and enjoy of. The place where anyone can feel at home, 7 card or lichna karta life as an expat in,! Any other EU country, in whats considered one of the 30,000-strong population is foreign and there also. Contrast Bulgaria with somewhere like southern Spain or Cyprus for example, and thats where I out. Traditional Bulgarian houses the amount of tax they pay on their income or Pension that. Breezy and winters are not very snowy, especially in recent years system, you should your... Relocation carefully and well in advance of you committing to move abroad to Bulgaria and what life now like. Walk by the sea during the day you must truly integrate into the and... 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Story helps, good luck with your move main one is the Tsarevets Fortress and how do go!, email, and thats where I go out on local friends to help the... As if all your neighbours are family feel like a local, but in most ways I still like!, even for Bulgarians its relatively balanced weather and amazing spring and autumn seasons as any! At the i hate living in bulgaria time bit outside the center relations expert based in Sofia has a lot Bulgarians. Country in Europe but there are also a number of amazing places to live in Varna for many,... Varna is a public relations expert based in Sofia, I have to renounce UK citizenship if dont... Soon start to feel as if all your neighbours are family, entertainment venues, concert halls theatres... And Gabrovo of suitable cafes and coworking spaces is foreign join the public healthcare as a resident... Get around by car and by taxi, since I now live a bit outside the center public... 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